Whether you need credit for the first time, or you’re trying to rebuild your credit, we can help. Advantage Car & Credit and its affiliates have an exclusive arrangement with our finance company. This means that we can offer you fast credit approval with low down payments and weekly payments that fit into most any budget. It’s almost like we own the bank! Beginning the first month you are with us, your payment history will be reported to TransUnion, a major credit bureau. This means you can start establishing or rebuilding your credit right away.