Smart Motors and its finance affiliate, Creative Car Credit, were designed for the sole purpose of helping credit challenged individuals obtain affordable and dependable transportation. We realize there is a growing segment of the population that require low down payment financing and car payments they can afford. This is the reason we don't sell $15,000+ vehicles with $500+ monthly payments...because that is simply BAD for anyone on a budget trying to create a healthy financial future. DO NOT be denied credit due to common personal credit and/or financial issues such as unpaid bills, layoffs, divorce, or even bankruptcy and/or repossessions.
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Buy Here Pay Here In house Finance Service Department
In addition to helping you find the transportation to suit your needs, we offer peace of mind with a 2 year limited warranty INCLUDED in the price of every vehicle! We have down payments as low as $99, low monthly payments and short term loans. We also report to a Credit Bureau so you have a great opportunity to improve your credit profile!